Is reconstruction covered by insurance?

Yes, when the underlying water loss is covered. Repair and rebuild are part of restoring you to pre-loss condition, and we document continuously from mitigation through reconstruction to support the claim.

Why use the same company for cleanup and rebuild?

A single team means no gap between drying and repair, consistent documentation for your adjuster, and one point of accountability, which is faster and less stressful than juggling separate contractors.

How long does reconstruction take?

Light rebuilds take one to two weeks; major reconstruction can take several weeks to months depending on scope, permits, and material availability. We provide a timeline with your estimate.

Can you match my existing floors and finishes?

We work to match existing materials and finishes closely. Discontinued products may require a comparable substitute, which we will review with you and your adjuster.

Do I need permits for the rebuild?

Minor repairs usually do not, but larger structural or electrical work may. As licensed contractors we pull required permits and build to current code.

Does the rebuild start right after drying?

Yes, once moisture readings confirm the structure is dry to standard, reconstruction can begin, often with no gap when one company handles both phases.

Will my home look the same after reconstruction?

The goal is pre-loss condition, with finishes matched as closely as possible so the repaired areas blend with the rest of your home.

Repair & Rebuild

24/7 Water Damage Repair & Reconstruction Nationwide

Once a property is dried and sanitized, reconstruction puts it back together. Our crews handle the rebuild phase end to end: hanging and finishing drywall, installing flooring, painting, replacing trim and baseboards, and restoring cabinetry and fixtures. Because the same company handled mitigation, the transition is seamless and fully documented for your insurance claim, with no gap between cleanup and rebuild.

Starting at $2,0001 to 4 weeks depending on scope

Tap to call 24/7, emergency response(888) 794-3679

Live agent right now

Talk to a repair & rebuild pro now

Free inspection from IICRC-certified, insured crews. We bill your insurance directly.

Tap to call(888) 794-3679

Live dispatch now · crews on-site in ~45 min. Available 24/7.

4.9 / 5 rating
Licensed & insured

Every pro, vetted

The safety standards national chains skip

Licensed
Active business license in every state we serve.
Insured
$2M general liability coverage on every emergency call.
Background-checked
Every technician passes a nationwide background screen.
IICRC-certified
Technicians certified in water restoration and mold remediation.

Licensed & insured
IICRC-certified crews backed by $2M liability coverage and a state license.
Workmanship guarantee
Every job is fully documented. If anything is off, we come back and make it right.
On-site in 30 to 60 min
24/7 emergency response. Crews are dispatched the moment you call.
We bill insurance direct
We document the loss and bill your insurer directly, so you are not out of pocket.

What is and is not included

Exactly what you get with repair & rebuild

No surprises on the invoice. Here is a plain-English breakdown of every job so you know exactly what we handle before crews arrive.

Included in every job

One team from mitigation through reconstruction
Drywall hanging, finishing, and painting
Flooring, trim, and baseboard installation
Cabinetry and fixture replacement
Color and texture matching to existing finishes
Seamless insurance documentation across phases

Not included (ask about add-ons)

Upgrades and remodels unrelated to the water loss
Work on structures not yet dried to standard
Specialty custom millwork beyond standard match (quoted separately)
Detached structures unless included in the claim

Problem signs

How to tell if your property needs repair & rebuild

If you notice two or more of these warning signs, do not wait. Call now for water damage repair & reconstruction.

Drywall or flooring removed during cleanup
Exposed studs, joists, or subfloor
Unpainted patches and missing trim
Cabinets or fixtures damaged by water
A home dried out but not yet rebuilt
Mismatched repairs from a prior partial fix

Root causes

What causes materials removed during mitigation

Short answer: material removal during water mitigation. The full list below is what our repair & rebuild crews are equipped to handle.

1Material removal during water mitigation
2Demolition after contaminated-water events
3Mold remediation that required tear-out
4Storm and flood damage reconstruction
5Burst pipe repairs that opened walls

How it works

Your water damage repair & reconstruction in three simple steps

1
Call our 24/7 dispatch line
Reach a live restoration coordinator any hour, day or night. We capture your address, the source of water, and how far it has spread, then dispatch the nearest certified crew immediately.
2
Rapid on-site inspection & water removal
Your crew arrives fast, stops the source, and documents everything with moisture meters and thermal imaging for your insurance file. Truck-mounted extractors pull standing water within the first visit.
3
Dry, restore & bill your insurer directly
We set commercial drying equipment, monitor moisture daily, and handle repairs through to completion. Most claims are billed directly to your insurance company so your out-of-pocket cost is just the deductible.

Why timing matters

When water damage tends to strike

Different causes peak in different seasons and climates. Use this reference to know your risk, then call the moment you spot a problem. Crews respond 24/7.

Cause of damage	Cold-climate risk window	Warm-climate risk window
Burst & frozen pipes	December–February, during hard freezes	Aging plumbing, year-round
Storm & flood intrusion	Spring snowmelt, heavy rain	Hurricane and monsoon season
Sewage & drain backups	Heavy-rain surcharge events	Heavy-rain surcharge events
Appliance & supply-line leaks	Year-round, often overnight	Year-round, often overnight
Roof & ceiling leaks	Ice-dam season, melting snow	Severe storm season
Hidden leaks & mold growth	Develops within 24–48 hours	Develops within 24–48 hours

Transparent pricing

What does water damage repair & reconstruction cost?

Most water damage repair & reconstruction jobs in the United States fall into these three bands. Your final cost depends on the size of the affected area, the category of water, and how far the damage has spread. In most cases we bill your insurance directly.

Light rebuild

$2,000 to $6,000

Drywall, paint, trim, and flooring in one or two rooms.

Moderate rebuild

$6,000 to $18,000

Multiple rooms with flooring, cabinetry, and finish work.

Major reconstruction

$18,000 to $60,000+

Whole-level or whole-home rebuild after major water loss.

What drives the price

Scope of rebuild. How much material was removed sets the reconstruction size.
Finish level. Flooring, cabinetry, and trim quality affect material cost.
Matching existing. Matching older finishes can add labor and sourcing time.
Permits and code. Larger rebuilds may require permits and code upgrades.
Custom features. Custom cabinetry or specialty flooring increases cost.

Fit check

Is water damage repair & reconstruction the right call for your situation?

A quick honest read on where this service is exactly what you need, and where another approach might serve you better.

Best for

Homes that have been dried and need rebuilding
Anyone wanting one company for cleanup and repair
Insurance jobs needing continuous documentation
Properties restored to pre-loss condition

Not the right fit if

Remodels or upgrades unrelated to a water loss (a general contractor fits better)
Structures still wet (drying must finish first)
Cosmetic touch-ups with no water history

Bright, repaired and repainted room after water damage repair

Water Damage Repair & Reconstruction

Real result

Recent repair & rebuild from our network

“They dried it and rebuilt it. New drywall, floors, and trim all matched the rest of the house perfectly.”

Paula V. · Albuquerque, NM

Verified reviews

Real repair & rebuild reviews from across the country

4.9 stars across 3,187 verified DryForce customers.

Paula V.
Albuquerque, NM · Mar 2025
“They dried it and rebuilt it. New drywall, floors, and trim all matched the rest of the house perfectly.”
Chris D.
Jacksonville, FL · Apr 2025
“One company for everything meant one claim file and zero finger-pointing. The rebuild was fast and clean.”
Megan B.
Des Moines, IA · Feb 2025
“After the flood I dreaded the rebuild, but they handled the whole thing and worked directly with our adjuster.”
Tony R.
Las Vegas, NV · May 2025
“Cabinets, flooring, paint, all restored. You would never know there had been a foot of water in here.”

Why it matters

Not all water damage help is the same

A quick comparison of what most homeowners get when they go DIY, hire a handyman, or call our certified crews.

Feature	DIY	Local handyman	DryForce
24/7 emergency dispatch
IICRC-certified technicians
Commercial extraction & drying equipment
Finds hidden moisture with thermal imaging
Direct insurance billing
Documented moisture readings for your claim
EPA-registered antimicrobials & sanitization
Licensed & insured for restoration work
Handles cleanup through full reconstruction

Every hour counts

From bare studs back to home

Once your home is dried and sanitized, our reconstruction crews rebuild it to pre-loss condition with one continuous claim file, so there is no gap and no second contractor to manage.

Scheduling rebuilds now, free estimate

Tap to call, on-site in ~45 min(888) 794-3679Live agents 24/7 · Free inspection · We bill insurance direct

Service area

Find water damage repair & reconstruction in your city

We dispatch IICRC-certified emergency crews in nearly 600 cities across 49 states. Here are a few popular metros. Tap a city to see local response details.

The DryForce Promise

Not fully dry and restored? We make it right.

If any part of the job falls short, tell us and we will send our crew back to make it right at no extra cost. We verify every property is fully dry with moisture readings before we call it done, and we stand behind our work.

Workmanship guarantee

IICRC-certified, licensed, and insured crews
We bill your insurance directly, no surprise fees
Documented photos and moisture readings on every job
Workmanship guarantee on every restoration

Read before you book

Repair & Rebuild guides from our restoration experts

Plain-English guides that pair with this service, written by IICRC-certified restoration pros.

How much does water damage restoration cost?

Real price ranges by severity and what drives the final number.

Read the guide

Does insurance cover water damage?

What is covered, what is excluded, and how to file a strong claim.

Read the guide

How long does water damage take to dry?

Typical timelines and what the dry standard actually means.

Read the guide

Pair with

Services that work well with repair & rebuild

Combining the right services is how most homes go from flooded to fully restored.

Structural drying

Reconstruction only begins once moisture readings confirm the structure is dry.

Learn more →

Full-service restoration

Repair is the final phase of the complete restoration process.

Learn more →

Know the terms

Repair & Rebuild glossary

Plain-English definitions for the terms you will hear from any restoration pro or insurance adjuster. Bookmark this for your claim.

Reconstruction: The rebuild phase that replaces materials removed during mitigation to restore pre-loss condition.
Scope of work: The itemized list of repairs and materials that defines the rebuild and the insurance estimate.
Xactimate: The industry-standard estimating software insurers use to price restoration and reconstruction.
Mitigation-to-rebuild handoff: The transition from emergency drying to repair, seamless when one company handles both.
Pre-loss condition: The property's state before the water event, which reconstruction aims to fully restore.

FAQ

Common questions about water damage repair & reconstruction

Reconstruction ranges from about $2,000 for a light rebuild to $60,000 or more for major whole-home reconstruction. Scope, finishes, and matching existing materials drive the cost. We build the estimate to your insurance scope.

More repair & rebuild questions

The deeper questions homeowners ask after the basics. Answers come straight from our IICRC-certified field crews.

Mitigation is the emergency phase that stops damage and dries the structure; reconstruction is the rebuild that follows to restore pre-loss condition.

24/7 emergency line

Ready for professional water damage repair & reconstruction?

24/7 emergency response. IICRC-certified, licensed, and insured. We bill your insurance directly.

Tap to call(888) 794-3679Live agents 24/7 · free inspection · no obligation

24/7 Water Damage Repair & Reconstruction Nationwide

Talk to a repair & rebuild pro now

The safety standards national chains skip

Licensed

Insured

Background-checked

IICRC-certified

Licensed & insured

Workmanship guarantee

On-site in 30 to 60 min

We bill insurance direct

Exactly what you get with repair & rebuild

Included in every job

Not included (ask about add-ons)

How to tell if your property needs repair & rebuild

What causes materials removed during mitigation

Your water damage repair & reconstruction in three simple steps

Call our 24/7 dispatch line

Rapid on-site inspection & water removal

Dry, restore & bill your insurer directly

When water damage tends to strike

What does water damage repair & reconstruction cost?

What drives the price

Is water damage repair & reconstruction the right call for your situation?

Best for

Not the right fit if

Recent repair & rebuild from our network

Real repair & rebuild reviews from across the country

Not all water damage help is the same

From bare studs back to home

Find water damage repair & reconstruction in your city

California

Texas

Florida

New York

Georgia

North Carolina

Illinois

Arizona

Pennsylvania

Colorado

Washington

Ohio

Not fully dry and restored? We make it right.

Repair & Rebuild guides from our restoration experts

How much does water damage restoration cost?

Does insurance cover water damage?

How long does water damage take to dry?

Services that work well with repair & rebuild

Structural drying

Full-service restoration

Repair & Rebuild glossary

Common questions about water damage repair & reconstruction

More repair & rebuild questions

Ready for professional water damage repair & reconstruction?